Are you interested in becoming a homeowner?

Habitat for Humanity of Summit County has built over 200 homes with local families who dreamt of being homeowners. Through the Habitat program we will help you build strength, financial stability and self reliance. If you are interested in building with us, please read the requirements below and download our application or stop in our offices to pick one up.

Requirements for Habitat for Humanity Homeownership

1. Need for adequate shelter
2. Ability to pay the monthly mortgage which averages between $450 and $650 per month.
3. Have a total debt to income ratio of 39% or less (divide monthly debt by monthly income).
4. Willingness to partner with Habitat for Humanity for 250 hours of sweat equity per adult by building homes and attending educational classes for homeownership.
5. Decent and responsible credit including:
   1. Bankruptcy fully discharged for one year
   2. No court ordered debt
6. All family members to live in the home must pass criminal background check.
7. Effective December 13, 2018, Habitat requires a $10 (Non-refundable) Application fee to cover part of the cost of the credit report for the Application for Homeownership. Submit a bank check, money order or cash (NO personal checks or credit cards) for $10 payable to “Habitat for Humanity of Summit County” when you turn in your application for homeownership. We do not accept cash or credit cards.